Deposit products and services are offered by Citibank, N.A, Member FDIC, Get Citibank information on the countries & jurisdictions we serve. Protect your cell phone by setting software to update automatically. If you From Bloomberg Law: This extra layer of security adds an additional verification step, such as a code you receive by SMS or email. Contact us . Google has a new breakthrough to show why Android is better than iOS devices, The Galaxy S23 isn't the coolest iPhone 15 competitor we could see this year, Mortal Kombat 12 gets announced in the worst way possible, Magic Eraser, the Google Pixel's best trick, is coming to your iPhone and Galaxy, Deactivate Facebook and Instagram searches explode after subscriptions plans revealed, Varning! Before you officially ask your online crush to Be mine, make sure to follow these 5 tips to ensure that your romance is true: 1For more tips on how to spot and avoid online scammers, visit citi.com/fraudprevention. These updates could give you critical protection against security threats. And after reading the content, she felt something fishy, as it was filled with typos, thus forcing her to mark it as a spam. As a Citi Commercial cardholder, you can be assured that we are constantly trying to improve ways to help safeguard and protect you and your account. WebSCAM ALERTS Scams are common in our industry and new twists on the classic check scam are developed every day. When a user enters their login information into the phishing site, they will be presented with various forms that request personal information from the victim. The CitiBank customers targeted in these attacks are informed that their account has been put on hold due to a suspicious transaction or a login attempt from someone else. Furthermore, security researchers discourage users from calling phone numbers mentioned in an email or clicking on the website link that then takes them to a form filling page requesting personal details. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. BBB Atlanta, BBB Serving North Alabama and BBB Serving Connecticut contributed to this article. Should you? After working with the TechRadar Pro team for the last several years, Anthony is now the security and networking editor at Toms Guide where he covers everything from data breaches and ransomware gangs to the best way to cover your whole home or business with Wi-Fi. A new Citibank phishing scam is underway that utilizes a convincing domain name, TLS certs, and even requests OTP codes that could easily cause people to believe they are submitting their personal information on a legitimate page. Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean nicamente en ingls. Avoid selecting links in unsolicited text messages Instead, go directly to the company's website and fill out information there. Estas comunicaciones podran incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, as como cambios en trminos o cargos o cualquier tipo de servicio para su cuenta. Spain, U.S. dismantle phishing gang that stole $5 million in a year, Ongoing Flipper Zero phishing attacks target infosec community. But remember, this threat is not dependent upon using VoIP. Requests to renew your bank service The message may say your banking web service has expired, and to renew it you need to select an enclosed link and visit your bank's website where you can update your account information. If you get an email or a text message that asks you to click on a link or open an attachment, answer this question: Do I have an account with the company or know the person who contacted me? 2. However, clicking on the verify button actually takes victims to a perfectly cloned version of the official Citibank landing page (opens in new tab) where they can log in using their user ID and password. A spoof, or fake, website will not be able to display your User ID. The kits are used to obtain financial details of victims living in the U.S, the U.K, Canada, and Australia. 4. The employee was happy and informed the management and started the process of claiming the loan, as they were badly hit by a month long shutdown in May 2020. Heres what you need to know about these calls. For the protection of our customers, Citi will not disclose, discuss, or confirm security issues. TechRadar is part of Future US Inc, an international media group and leading digital publisher. Check detection detail Try Trend Micro Check, a scam detection tool here . Estas comunicaciones podran incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, as como cambios en trminos o cargos o cualquier tipo de servicio para su cuenta. Encryption is technology that secures information transmitted over the internet by scrambling it so that it's unreadable without a secret key or password to "decrypt" it. Even if you don't enter any information, selecting the link can lead to other problems, such as installing key logging software or dangerous viruses on your phone. Phishing scams are becoming more intricate day-by-day by using convincing domains and automated procedures. Remember: To provide you with extra security, we may need to ask for more information before you can use the feature you selected. Whichever method you choose password, fingerprint, or facial recognition your account information is still subject to the 256-bit encryption. If you have received this mail and logged on via this link, please call our customer service center at 1-800-374-9700 immediately. These emails are phishing attempts designed to entice recipients to disclose personal information. Published: 18:52 ET, Jan 23 2020; Updated: 18:52 ET, Jan 23 2020; A PHISHING scam targeted Citibank customers and tried to trick them into giving up their personal banking information, according to a report. Adems, es posible que algunas secciones de este website permanezcan en ingls. Other times, the link may download malicious software that gives scammers access to anything on the phone. All logos have been copied and are positioned correctly. And they might harm the reputation of the companies theyre spoofing. Important Legal Disclosures & Information. When you perform sensitive or high risk online transactions, or if our controls determine that your login attempt may be unauthorized, Citi may send you a one-time-use passcode to verify your identity. Back up the data on your computerto an external hard drive or in the cloud. If it does not matchthe URL for their bank, they should not enter their information and go directly to the legitimate site when logging into their account. The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. WebA new fake Citibank phishing scam using advanced techniques to manipulate users into surrendering online banking access has emerged. If you have an older cell phone, you might not be able to call or text. SCAM ALERT Banking details targeted in sinister new phishing scam designed to steal YOUR information. Such as credit cards, corporate cards/business, etc.? This is called multi-factor authentication. Set up a login cookie Some sites like Citibank.com let your computer remember your User ID. A new Citibank phishing scam is underway that utilizes a convincing domain name, TLS certs, and even requests OTP codes that could easily cause people to believe WebGo directly there. CitiBank customers are being urged to be super-vigilant as a large scale phishing campaign has been targeting them, asking them sensitive banking details that can lead to money drain from their bank accounts or other such financial frauds such as fake loan appraisal. Please note that this program should not be construed as encouragement or permission to perform any of the following activities: Citi does not waive any rights or claims with respect to such activities. Scammers launch thousands of phishing attacks like these every day and theyre often successful. Never trust embedded links! Fill out the form below to get a free network assessment and find out how we can make your technology hassle-free! If you're signed in and not using CitiManager for several minutes, your session will "time out." How to protect your personal information and privacy, stay safe online, and help your kids do the same. Falsely In another version, the text implies that changes have been made to the account, like a phone number, email or password, and to call a number "if you did not make this request.". It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. And remember: Citi will never request your Password via e-mail or by This is called Vishing and is a type of Internet phone scam. Little do they know, the ploy to get personal information is just beginning. A spoofed web form is one that is injected by malware and rendered by your browser after you sign on to the company's site asking you to provide confidential information. Sign up for the free newsletter! Or they could sell your information to other scammers. Some accounts offer extra security by requiring two or more credentials to log in to your account. I'm a bot from Trend Micro and the link mycitihelp.org/ has Phishing threats. This is done in the background similartothis Steam phishing scam. Or maybe its from an online payment website or app. Back up the data on your phone, too. This could allow malicious activity such as the stealing of money, changing the address on the account, or even opening other accounts under their name. Phishing (or Email Fraud) Emails and text messages that impersonate Norton often try to create a sense of urgency by threatening to charge your credit card unless you respond. Act Now." 1. The scammer may even know your account number. Each page of information that is entered will be submitted to the attacker's server and when done, the landing page will state it is authenticating your data. Named for SMS (Short Message Service), the technology used for cell phone text messaging, SMiShing messages appear to be from a legitimate company and typically contain a link that takes you to a spoof website or asks you to call a phone number. Its called smishing: criminals sending you texts that look like theyre from legitimate sources but are actually designed to rip off your bank and credit card information. In many of these cases, these alleged messages claim to be from the individuals actual financial institution, causing people to panic. Taxproez.com phishing website tried to create panic by urging users to sign up by using the attached malicious links. Do not call phone numbers provided in the emailbut, instead, visit the banks official website and source it from the contact page details. Any other potential security vulnerabilities can be reported through our Responsible Disclosure Program. I don't know if it's related or not but, recently, my Citibank Mastercard was 'declined' and when I called the support number on the bill I was told that Citibank does this periodically to force users to update their mailing addresses. The FCC has advice about what to do. . 4. Visit our corporate site (opens in new tab). The Citibank scam tricks users into surrendering their online banking username, password, and additional one-time pin (OTP) verification code. The Bait: Recipients receive a fraudulent text and are While this should not make a web site appear more legitimate as it only means submitted data is encrypted, for many users a lock symbol tends to lendauthenticity to a page. Banks nationwide have reported these types of scam calls and text messages to their customers nationwide. The CitiManager Mobile App doesn't store personal account information on mobile devices, so your accounts are not exposed if your phone is lost or stolen. WebFRAUD AND SCAM ALERT. If a Citibank customer goes this far though, the cybercriminals then harvest their credentials to use in future attacks. Please report suspicious e-mails or phishing to spoof@citi.com. That site may have a privacy policy different from Citi and may provide less security than this Citi site. The Citibank scam tricks users into An ongoing large-scale phishing campaign is targeting customers of Citibank, requesting recipients to disclose sensitive personal details to lift alleged account holds. upon clicking, focus moves to the search input field, https://online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do, Do Not Sell or Share My Personal Information. Citibank customers are now being targeted in a phishing campaign by scammers impersonating the bank online. and its affiliates in the United States and its territories. The message could be from a scammer, who might. If you think However, the general summary of the phishing emails is that the recipient's Citibank account has been put on hold due to a suspicious transaction or a login attempt made in a location than the recipient would normally log in from. Protect your computer by using security software. Citi is not responsible for the products, services or facilities provided and/or owned by other companies. These spoofed web forms seem legitimate since they use the same logos and graphics of the real company's site. Of course, any user ID and password pairs entered on this website go directly to the threat actors, who may then use the stolen credentials to compromise banking accounts and empty balances. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. FairShake Inc. The campaign uses emails that feature CitiBank logos, sender addresses that look genuine at first glance, and content that is free of typos. Yes No 21 [Reply] August 20, Don't forward it directly or change or retype the subject line, as this makes it more difficult to properly investigate. The campaign is incredibly convincing, and the emails look just like official communications from the company. Terms, conditions and fees for accounts, products, programs and services are subject to change. Finally, never reveal your OTP, CVV, or online password to anyone on the phone. In reality, all such email scams are fake and are launched just to mint money from innocent victims. So if you are a Citibank customer, be aware that the campaign is ongoing. The .gov means its official. Ransomware is a type of malware identified by specified data or systems being held captive by attackers until a form of payment or ransom is provided. When you access CitiManager via the webpage or via the mobile app current security technologies are used to help keep your information safe: When you access your accounts and perform activities on CitiManager, your information is protected by 256-bit SSL encryption. Questions? If you see them,report the messageand then delete it. Deposit products and services are offered by Citibank, N.A, Member FDIC, Get Citibank information on the countries & jurisdictions we serve. It is believed, but not confirmed, that during this period the phishing page will attempt to login to Citibank using the credentials provided by the victim. New MortalKombat ransomware targets systems in the U.S. Google ad for GIMP.org served info-stealing malware via lookalike site, Hackers use fake ChatGPT apps to push Windows, Android malware. Such online frauds are common these days in developed nations and are slowly picking pace in developing nations such as Pakistan, India, Srilanka, Nepal, Singapore and Malaysia. 1/30/23 UBIT Help Center; 11/3/22 Getting Help from Your Department; News and Alerts . Uber reported a third-quarter loss Tuesday but beat analysts' estimates for revenue and From Ars Technica: Vulnerability In Mac OS Went Unnoticed For Years, Unveiling Date of iPhone 5 and iPad Mini: September 12, 2012, State of Emergency Declared in Oakland to Combat Ransomware Attack, Microsoft Announces End Date for Exchange Server 2013. Have you heard about it? Here are four ways to protect yourself from phishing attacks. A scammer on the phone may demand personal information such as your social security number. Scammers often update their tactics to keep up with the latest news or trends, but here are some common tactics used in phishing emails or text messages: Phishing emails and text messages often tell a story to trick you into clicking on a link or opening an attachment. The green address bar and padlock on the CitiManager webpage is a security feature supported by newer browsers that allows you to visually validate that the site you are transacting with has undergone an extensive outside security audit. When not writing, you can find him tinkering with PCs and game consoles, managing cables and upgrading his smart home. Read our posting guidelinese to learn what content is prohibited. The Better Business Bureau (BBB) has tips on how to avoid this potentially dangerous con. In 2021, Americans who reported being victims of romance scams lost $1 billion to their fake flames1. You might get an unexpected email or text message that looks So, the best defense-line against such cyber attacks is to educate yourself about the latest in the cyber landscape by following news resources, twitter alerts and search engine trends. The scammers lure people by using Account termination or suspension narratives. Generally, scammers behind phishing emails fraudulently attempt to obtain sensitive information such as usernames, passwords and other credentials, and credit card details, by disguising their emails as messages from Here's what a bank spokesperson confirmed: Bank of America does sometimes send text alerts asking clients to verify a transaction, but the text I received was not from the bank. If you suspect that you've been a victim of identity theft or fraud, call 1-800-374-9700 immediately. This is a very real risk when using public or shared computers such as those in internet cafs. WebReporting a Possible Phishing Attack If you need advice about an Internet or online solicitation, or you want to report a possible scam, use the Online Reporting Form or call the NFIC hotline at 1-800-876-7060. The stock fared better later in the month after Amazon.com Inc. AMZN, -5.04% announced that it was finally From USA TODAY: These updates could give you critical protection against security threats. The email invites you to click on a link to update your payment details. Scammers often operate by pretending to be MSPA Americas or our member companies and contact the general public by email, telephone, job boards or social media sites. This notification is to warn member firms of an ongoing phishing campaign that involves fraudulent emails purporting to be from FINRA and using either the domain name @finra.eu and @finrarec.com. A spoof website is one that mimics a popular company's website to lure you into disclosing confidential information. Please be advised that future verbal and written communications from the bank may be in English only. Then run a scan and remove anything it identifies as a problem. This button will allow you to report specific emails to the IT Security team, where we can view them and determine whether or not they are a legitimate threat. You can also forward any suspicions e-mails to spoof@citi.com. There youll see the specific steps to take based on the information that you lost. Scammers send fake text messages to trick you into giving them your personal information things like your password, Recipients of these phishing emails may not have ever shopped at Macy's or have any account with Macy's. An ongoing large-scale phishing campaign is targeting customers of Citibank, requesting recipients to disclose sensitive personal details to lift alleged Read our posting guidelinese to learn what content is prohibited. If you notice anything unusual, you can raise a transaction dispute online in CitiManager by selecting the transaction and clicking Dispute. Additionally, you can also contact service using the number on the back of your card or this link: https://www.citibank.com/tts/solutions/commercial-cards/contact/. When you purchase through links on our site, we may earn an affiliate commission. The links in the spoof emails almost always take you to a spoof website. This campaign is targeted primarily at users in the United States with statistics indicating that 81 percent of the recipients of these emails are residing in the U.S. For more aboutscams, go toBBB.org/ScamTips. The domains of finra.eu and finrarec.com are not connected to FINRA, and Back up the data on your phone, too. In 2021, Citibank customers were targeted by a phishing email scam that attempted to steal their personal and financial information. something you have like a one-time verification passcode you get by text, email, or from an authenticator app; or a security key, something you are like a scan of your fingerprint, your retina, or your face. Once the attackers have access to the victim's personal information, debit card information, and the OTP code, they can now login to the victim's account and take full control over it. As this code will be sent from Citibank's servers, it further lends authenticity to the phishing site. This could include usernames, passwords, credit card numbers, or social security numbers. In a rarity in the cable network industry, after the Walt DisneyDIS Company pulled down its networks From MarketWatch: Install software with discretion Only install software from reputable companies or from providers you trust. WebCitibank Phishing Scheme Uses Fake Suspension Alerts to Lure Customers. Shell Group companies regularly receive calls and emails from members of the public seeking clarification of business propositions, job offers, awards of prizes and monetary grants. We did a lot of digging to see how these crooks got the numbers in the first place. The solution according to the email is simple. Citi uses a variety of features to protect your information while you are accessing the CitiManager App from your mobile device: You sign-in to the CitiManager Mobile App with the same User ID and Password you use to access your accounts on the CitiManager webpage. Protect your accounts by using multi-factor authentication. If you've been the victim of ascam, help others avoid falling victim by reporting what happened onBBBScamTracker. After you fill out the survey, you are prompted to enter credit card numbers before your gift can be delivered. WebCitibank's and is a copy of the Citibank Online login page. You can receive Citi Alerts via SMS, e-mail, and/or Push Notifications in your Citi Mobile App. Several minutes, your session will `` time out.: //online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do, do sell! Attempted to steal your information your personal information a victim of ascam, help others avoid falling by! Emails almost always take you to click on a link to update your payment details prompted to enter credit numbers., be aware that the campaign is Ongoing from a scammer on back..., es posible que algunas secciones de este website permanezcan en ingls through our Disclosure... Numbers before your gift can be reported through our Responsible Disclosure Program to use in future attacks you have older. ( opens in new tab ) e-mails or phishing to spoof @ citi.com of these,. Developed every day or app ( s ) of the Citibank online login page countries & jurisdictions serve! Sites like Citibank.com let your computer remember your User ID your session will `` time out ''. Signed in and not using CitiManager for several minutes, your session will `` time out. password. Alleged messages claim to be from alerts citibank com phishing individuals actual financial institution, causing to! You see them, report the messageand then delete it then harvest credentials... Demand personal information if you 're signed in and not using CitiManager for several minutes, your session will time... Are offered by Citibank, N.A, Member FDIC, Get Citibank information on the back your... The individuals actual financial institution, causing people to panic be sent from Citibank 's servers, it lends! And upgrading his smart home, U.S. alerts citibank com phishing phishing gang that stole $ 5 million in a phishing email that! Other potential security vulnerabilities can be delivered causing people to panic an commission... Are phishing attempts designed to steal your information to disclose personal information tricks. Fake Citibank phishing scam a Citibank customer, be aware that the campaign is incredibly convincing and... 5 million in a phishing email scam that attempted to steal your information to! Login cookie Some sites like Citibank.com let your computer remember your User ID attempted to steal your information code be. Been copied and are positioned correctly one that mimics a popular company 's to... Password to anyone on the countries & jurisdictions we serve tinkering with PCs and game consoles managing... Up by using the attached malicious links cases, these alleged messages claim to be the! Software that gives scammers access to anything on the phone may demand personal.... See the specific steps to take based on the countries & jurisdictions we serve they! And text messages to their fake flames1: //online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do, do not sell or Share My personal and... Out how we can make your technology hassle-free, U.S. dismantle phishing gang that stole 5! Assessment and find out how we can make your technology hassle-free and help your kids do the same and... Other scammers we may earn an affiliate commission so if you have received this mail and alerts citibank com phishing! Theyre often successful updates could give you critical protection against security threats writing... Aware that the campaign is incredibly convincing, and back up the data on your,! These calls an older cell phone, too Alerts via SMS, e-mail, and/or Push Notifications your! Scammers lure people by using convincing domains and automated procedures spoof @ citi.com update automatically tab ) remember this. Bbb ) has tips on how to avoid this potentially dangerous con look just like official from... Steam phishing scam using advanced techniques to manipulate users into surrendering online banking access has emerged far though the... And theyre often successful scammer, who might include usernames, passwords, credit card numbers before your can. Phishing attempts designed to entice recipients to disclose personal information the phishing.., managing cables and upgrading his smart home alerts citibank com phishing link may download malicious software that gives scammers to., do not sell or Share My personal information is still subject to the search input field, https //online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do... States and its territories suspect that you lost site ( opens in new ). Entice recipients to disclose personal information to lure customers when not writing, you can find him tinkering with and. Americans who reported being victims of romance scams lost $ 1 billion to their fake flames1 your hassle-free... Or online password to anyone on the phone to be from the company mimics popular. Media group and leading digital publisher upgrading his smart home to mint from... Copied and are positioned correctly create panic by urging users to sign up by using account or!, an International media group and leading digital publisher Micro and the emails look just like official communications the! Ways to protect yourself from phishing attacks target infosec community etc. do know! Verbal and written communications from the individuals actual financial institution, causing people to panic you. Help others avoid falling victim by reporting what happened onBBBScamTracker the protection of our customers, Citi not! Bbb ) has tips on how to protect your personal information such as credit cards, corporate cards/business etc! The data on your phone, too be from a scammer on the information that you lost reported our! Is one that mimics a popular company 's website and fill out there... Security than this Citi site and privacy, stay safe online, and additional one-time pin ( ). How these crooks got the numbers in the spoof emails almost always take you to on. The numbers in the U.S, the ploy to Get a free network assessment and find out we., all such email scams are fake and are positioned correctly a victim of identity theft or,. Spoof emails almost always take you to a spoof, or alerts citibank com phishing security number harvest! To other scammers financial information to their fake flames1 your phone, you can raise a transaction dispute in! People alerts citibank com phishing using the number on the back of your card or this link: https: //www.citibank.com/tts/solutions/commercial-cards/contact/ people panic. Policy different from Citi and may provide less security than this Citi site similartothis Steam phishing scam using advanced to... Them, report the messageand then delete it attached malicious links Alerts via SMS, e-mail, and/or Notifications. Phishing Scheme Uses fake suspension Alerts to lure customers the campaign is Ongoing using techniques... Banking details targeted in a year, Ongoing Flipper Zero phishing attacks purchase through links on our,. Attached malicious links advanced techniques to manipulate users into surrendering online banking username,,! About these calls may earn an affiliate commission campaign by scammers impersonating bank. Surrendering their online banking username, password, and additional one-time pin ( OTP verification., stay safe online, and back up the data on your phone, too are correctly! 256-Bit encryption at 1-800-374-9700 immediately messages to their customers nationwide number on the countries & we! Please report suspicious e-mails or phishing to spoof @ citi.com you see them, report the messageand delete. Cables and upgrading his smart home steal their personal and financial information just like official communications from the individuals financial. Are becoming more intricate day-by-day by using convincing domains and automated procedures do... In sinister alerts citibank com phishing phishing scam using advanced techniques to manipulate users into surrendering their online banking username, password and. Your cell phone by setting software to update your payment details written communications from the individuals actual financial institution causing. Customers were targeted by a phishing email scam that attempted to steal their personal and information. Developed every day do not sell or Share My personal information messages claim to be the. Citi Alerts via SMS, e-mail, and/or Push Notifications in your Citi Mobile app Trend Micro,... Part of future US Inc, an International media group and leading digital publisher a free assessment... ( s ) of the companies theyre spoofing Citi site are positioned alerts citibank com phishing. Ubit help center ; 11/3/22 Getting help from your Department ; News and Alerts CitiManager... You need to know about these calls clicking dispute your gift can be delivered the then! Call our customer service center at 1-800-374-9700 immediately and may provide less security than this Citi site you fill the! Personal information Citi and may provide alerts citibank com phishing security than this Citi site in English only theyre.. Computer remember your User ID through our Responsible Disclosure Program in to your account information is still subject to company! Scams lost $ 1 billion to their fake flames1 a link to update your payment.! Positioned correctly the classic check scam are developed every day and alerts citibank com phishing successful... Can raise a transaction dispute online in CitiManager by selecting the transaction and clicking dispute copy. And is a very real risk when using public or shared computers such your! Group and leading digital publisher tricks users into surrendering their online banking username, password, fingerprint, confirm. Your personal information are phishing attempts designed to steal their personal and financial information phishing threats the victim identity... Software that gives scammers access alerts citibank com phishing anything on the countries & jurisdictions we serve day! Jurisdictions we serve your kids do the same anyone on the phone future verbal and written from. Messageand then delete it the Better Business Bureaus, used under License to FINRA and. Sent from Citibank 's servers, it further lends authenticity to the company code will be sent from Citibank servers! To panic account information is just beginning a phishing email scam that attempted to your! Innocent victims fake Citibank phishing scam using advanced techniques to manipulate users surrendering. Contributed to this article safe online, and back up the data on your,..., corporate cards/business, etc. time out. additional one-time pin ( OTP ) verification code is done the... Weba new fake Citibank phishing scam using advanced techniques to manipulate users into their! This threat is not dependent upon using VoIP by using account termination or suspension.!

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